Tag: retirement peace of mind

When retirement doesn’t go as planned

When retirement doesn’t go as planned…build a better mousetrap The Scottish poet Robert Burns warned us that the “best laid plans…often go awry.” Robbie knew even in the 18th century that no matter how much we planned reality checked in, usually when least expected. Retirement planning used to be relatively easy. Fixed incomes and stable…

reverse mortgage to the rescue

Should you remodel or replace?

To stay at home…use your home When Pam finally contacted us, she was almost at the end of her rope. “I’m calling for my parents, they insist on staying in their home but they’re both struggling to get around and I’m afraid they’ll get hurt with their current living conditions.” Remodel or replace? Her parents…

medicare surcharges

Save thousands of dollars on Medicare surcharges

In case you haven’t heard Medicare surcharges are on their way up The Collins Dictionary defines “surcharge” as: A surcharge is an extra payment of money in addition to the usual payment for something. It is added for a specific reason. Medicare ushered in a new income scale as the basis for Medicare high-income surcharges.…

involuntary retirement

Name’s Retirement…Involuntary Retirement

The best time to plan your retirement is before the boss does! Getting a pink slip along with your paycheck can be devastating for anyone but for baby boomers it is likely life changing. Have you ever been laid off from a job you really enjoyed? Call it what you like but at 63 Norm…

love home

Sometimes not getting a reverse mortgage is a life changing decision

A Reverse Mortgage could have made a difference… For countless seniors getting a Reverse Mortgage can be a life changing decision. Sometimes not getting a Reverse Mortgage can be a life changing decision. John and Linda were like most pre-retirement couples, they wanted to see if a Reverse Mortgage fit into their retirement plans. John…